Health Insurance Options

The Shifting Careers blog over at The Times had some ideas on health insurance for the self-employed...

Have a look at Anne Zelenka’s health insurance primer for solo workers at Web Worker Daily in which she comes down strongly in favor of the high deductible plan for those who can afford it. I tend to agree that this makes sense for many people.

ehealthinsurance.com appears to be a good place to get a quick price quote on a variety of plans (which they sell) catering to individuals and small business owners. It is searchable by ZIP code. Has anyone used this site? If so, I’d like to hear about your experiences.

The Freelancers Union offers a variety of plans for independent workers. You have to join the union, but membership is free. Has anyone had any experience with these policies?

New York’s Department of Insurance has a useful site, Healthy New York, where individuals and small businesses can compare and purchase a variety of plans. If you don’t live in New York, check out State Coverage Initiatives, which offers a state-by-state chart listing different programs. You can also try your state’s insurance department to learn if there is a program similar to Healthy New York.